Many people are struggling in this harsh economy. The banks received a taxpayer bailout totaling 1.5 Trillion Dollars, yet the banks have yet to lower their skyrocketing interest rates. We here at the Bankruptcy Law Center can help you get your own bailout. Our trained team of lawyers and paralegals specialize in all types of loss mitigation. We can help you file a Chapter 7 “Fresh-Start” Bankruptcy, get rid of your second mortgage through a Chapter 13 Bankruptcy “Repayment Plan,” settle out your debt with your creditors, obtain a loan modification to lower your monthly mortgage payment, and/or negotiate with your bank to lower your interest rates on your secured loans.

A Bankruptcy allows a person to get a clean slate and erase their debts and start fresh. Our team of lawyers and paralegals here at the Bankruptcy Law Center can walk you through the entire bankruptcy process, providing you with the experience and support you need to file a bankruptcy and move on with your life. Unlike most other Bankruptcy law firms, our staff takes a very hands on approach to our clients’ cases. Our team of lawyers are always available to talk with their clients and answer any questions and concerns they may have. This can be a very scary and stressful process and our team of lawyers and support staff understands this and that is why we are available to assist our clients with anything they may need, be it answering a simple question regarding their tax returns, or easing a person’s concerns regarding losing their property. Our number one goal is to get rid of your debts, allow you to keep all of your assets, and make the entire process as painless and stress free as possible.

A Chapter 7 Bankruptcy can be a wonderful tool for someone to walk away from their debts. A Chapter 7 Bankruptcy can get rid of a person’s credit card debt, yet allow them to keep their home and their cars. A Chapter 13 Bankruptcy can allow for someone to make monthly payments to the Bankruptcy Trustee, yet allow them to get rid of their 2nd mortgage and all of their credit card debts. Our team of lawyers can use the threat of Bankruptcy to leverage a credit card company into agreeing to settle out our client’s credit card debt for pennies on the dollar. Call today at 1-619-272-2499 to see if you qualify for one of these options.

The bankruptcy laws provide protection and help for people in many different situations. Filing for a Chapter 7 Bankruptcy can wipe out your unsecured debt, such as credit cards, outstanding medial bills, and personal loans. If you decide to surrender (that means give your property back to the bank) your house or your car, you also will not be liable for the mortgage and car loan, because the difference between the Principal balance you owed on the car loan or house payment and what the property went for at auction would now be unsecured debt (because the security interest [house, or car] was sold) and it would be subject to a discharge (wiped out) by a Chapter 7 Bankruptcy.

Most people think a Bankruptcy forces them to give up all of their possessions. This is absolutely not true. Our experienced lawyers at the Bankruptcy Law Center use the Bankruptcy laws to your advantage by wiping out your debts, yet protecting all of your assets. If you are suffering from overwhelming credit card debt, your home is in foreclosure, or you are being harassed by annoying collection calls, call 1-619-272-2499 to set of a FREE consultation and speak with one of our trained lawyers today.